Terms of Service Nelson Banks Financial
These Terms of Service govern your use of nelsonbanks.com and any related services, content, and communications provided by Nelson Banks Financial. Please read them carefully.

Terms & Conditions
This page is provided for general informational purposes and may be updated from time to time. By using this website, you agree to the terms below.
Acceptance of Terms
By accessing or using this website, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use the site.
No Financial, Legal, or Tax Advice
Content on this website is for general informational and educational purposes only and is not individualized financial, legal, or tax advice. You should consult qualified professionals regarding your specific situation before making decisions.
Insurance & Annuity Disclosures
Insurance and annuity products are offered through appropriately licensed agents and may not be available in all jurisdictions. Product features, availability, and eligibility vary by carrier and state. Any discussion of rates, benefits, or features is subject to the terms of the applicable policy/contract and carrier underwriting.
Use of the Website
You agree not to misuse the website, attempt unauthorized access, introduce malware, scrape content, or interfere with site functionality. We may suspend or block access for conduct that violates these Terms or applicable law.
Intellectual Property
All website content (including text, graphics, logos, and design) is owned by Nelson Banks Financial or its licensors and is protected by applicable intellectual property laws. You may view and print pages for personal, non-commercial use only.
Additional Terms
The sections below address common legal and operational topics related to website use, communications, and purchases.
Third-Party Links
This website may contain links to third-party websites. We do not control and are not responsible for the content, policies, or practices of any third-party sites. Access them at your own risk.
Electronic Communications
By contacting us through the website, email, phone, or forms, you consent to receive communications from us electronically (including email and phone calls/texts where permitted). Standard message and data rates may apply.
E-Commerce (Digital Products & Apparel)
If you purchase products through our online shop, you agree to provide accurate purchase and contact information. Digital products are generally non-refundable once delivered unless otherwise stated at checkout. For physical goods, shipping times and return eligibility (if offered) will be described in the shop policies at the time of purchase.
Limitation of Liability
To the fullest extent permitted by law, Nelson Banks Financial will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of (or inability to use) this website or reliance on its content.
Indemnification
You agree to indemnify and hold harmless Nelson Banks Financial from and against claims, liabilities, damages, losses, and expenses (including reasonable attorneysโ fees) arising out of your use of the website or violation of these Terms.